DFA and Navigoe
Your Partners for Smart Investment and Wealth Management Strategies
“The goal is not to sail the boat, but rather, to help the boat sail herself.”
– JOHN ROUSMANIERE
NAVIGOE FOUNDING PARTNER FEATURED IN
Proud to be awarded “South Bay’s Favorite”
*Awarded by The Daily Breeze and Beach Reporter, May 2023
A good investment strategy is not the destination, but rather, a mode of transportation to help you reach your unique goals. At Navigoe, one of the best modes we’ve discovered is Dimensional Fund Advisors (DFA) mutual funds, which our team has been using for over 20 years.
In the 1990s, Navigoe Founder Scott Leonard, CFP® developed and taught a course for UCLA Extension titled “Passive Investing; Beyond Index Funds.” Scott started Navigoe concurrently to extend this academically sound investment philosophy to the public. When he discovered that DFA shared his philosophy, he knew their partnership would help deliver smart investment strategies to Navigoe’s clients.
The Two Principles That Guide Us
DFA’s and Navigoe’s successes both stem from having similar guiding principles: Follow the academic science of investing, and manage all costs. These also serve as the core principles we use to manage your total financial picture.
As part of our comprehensive wealth management solutions, Navigoe is proud to provide our clients with access to DFA, as well as a unique approach that ensures your investment strategy is fully integrated with your financial plan and executed effectively to help achieve your goals.
What Sets Navigoe Apart
Low cost, passive funds are just the beginning. The best financial outcomes are the result of a financial plan that considers taxes, transaction costs, and cash flow, while balancing the forces of risk and return. Navigoe was founded over 20 years ago to share this holistic approach, while providing peace of mind that you’re working with a fee-only fiduciary who has your best interests in mind at all times. It’s this marriage of sound, passive investment strategy with comprehensive, unbiased advice that sets Navigoe apart from other money managers and financial planners.
CUSTOM PORTFOLIO
IMPLEMENTATION
First, Navigoe gathers the best fund “ingredients” in the industry, starting with DFA. Then, rather than using a cookie-cutter recipe for each portfolio, our team customizes your allocation across all account types, integrates with your 401(k), and considers the potential tax liability of current assets before selling. This approach helps ensure your ongoing portfolio management is just as strong as the initial fund selection.
FEE-ONLY, FIDUCIARY
WEALTH MANAGEMENT
Every investment decision can have a massive impact on your financial future. Navigoe’s team serves as a truly unbiased partner, whose sole goal is to help you make the right decisions. Our fee-only (not fee-based), fiduciary model instills confidence that your CERTIFIED FINANCIAL PLANNER™ professional will always put your needs ahead of their own and help you safely navigate to your destination.
FULLY INTEGRATED WITH
YOUR FINANCIAL PLAN
Investing always involves tradeoffs between risk, reward, complexity, and illiquidity, among others. Balancing these tradeoffs is a difficult process that can’t be completed in a vacuum. Rather than making ad-hoc portfolio or investment decisions, Navigoe works with you to define your goals first, then develop a strategy and Investment Policy Statement that align with your financial plan.
LOW COST
Many investors focus on minimizing fund fees but fail to consider taxes, brokerage fees, the opportunity cost of bad decisions, and other factors that reduce returns. Studies show that working with a fee-only financial fiduciary like Navigoe can increase returns by approximately 3 percentage points each year.1 Our goal is to manage all costs and not only increase fund returns, but also total returns after fees and expenses.
Our Services
COMPREHENSIVE WEALTH MANAGEMENT
Live the best life possible by collaborating with us to design a strategy, implement those plans and monitor your progress.
INVESTMENT
CONSULTING
Protect and grow your wealth with a partner who carefully manages your portfolio, minimizes risk and maximizes returns.
TAX
PLANNING
Develop an integrated tax strategy to minimize taxes over your lifetime and beyond.
ESTATE
PLANNING
Work with a partner who can help develop an estate plan that represents your financial legacy and continues your financial plan.
Clients We Serve
If you’re searching for a financial planner near Redondo Beach, you’ve come to the right place. Our CERTIFIED FINANCIAL PLANNER™ professionals serve clients throughout the Los Angeles area and across the U.S. Our clients are primarily in the South Bay communities of Redondo Beach, Hermosa Beach, Manhattan Beach, Torrance, and the Palos Verdes Peninsula area (Rancho Palos Verdes, Palos Verdes Estates, and Rolling Hills Estates).
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How We Work
Navigoe’s financial planners in Redondo Beach partner with clients across the country to achieve true prosperity. We focus just as much on building your wealth as building our relationship with you. With our team by your side, you can look forward to feeling confidence and clarity every step of the way.
Meet the Crew
Much like sailing, a smooth financial voyage requires having the right crew. Each team member has a unique reason for choosing this profession, but we all share a common goal: to help you navigate to the financial life you always wanted.
Navigoe Google Reviews
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Take the Next Step in Your Financial Journey
Get in touch to tell us more about your plans and see if we are the right co-captain for you.