Investment Consulting
Protect and Grow Your Wealth
“It is not the ship so much as the skillful sailing that assures the prosperous voyage.”
– GEORGE WILLIAM CURTIS, WRITER
Since Scott Leonard founded the predecessor firm to Navigoe in 1996, our firm has maintained a consistent investment philosophy and discipline that has helped clients successfully navigate through every phase of their lives.
Navigoe’s Investment Philosophy
The most important outcome of an investment strategy is achieving your goals. That’s why our investment philosophy focuses first on minimizing risk, then on maximizing returns. Building on a foundation of academic principles, our financial advisors in Redondo Beach employ a disciplined approach to maintain appropriate levels of risk and tax management, which helps protect the wealth you’ve already earned while growing it even further.
ACADEMIC FOUNDATION
Navigoe’s methodology is based on decades of academically sound, thoroughly tested research that was developed, modified and improved upon by some of the world’s leading economists. Our approach to portfolio management and financial consultations focuses on market efficiency and asset allocation, not market timing or stock picking.
DISCIPLINED MANAGEMENT
Emotions (especially greed and fear) cause many investors to buy high and sell low. Disciplined investment management means maintaining appropriate levels of risk through systematic rebalancing, managing taxes through smart asset allocation and asset location, as well as strategic planning to maintain desired cash flow through up and down markets.
MARKET-PROVEN APPROACH
Navigoe has maintained the same investment strategy and approach to financial consultations since Founder Scott Leonard started its predecessor firm in the mid-1990s. He often says, “If it’s not broke, don’t fix it.” This consistency instills peace of mind that our approach is time-tested and market-proven, not driven by the latest “hot” strategy or great stock pick.
From Our Financial Advisors in Redondo Beach:
9 Key Principles to Improve Your Odds of Achieving Your Goals
1. Focus on What You Can Control
2. Don’t Try to Outguess the Market
3. Resist Chasing Past Performance
4. Consider the Drivers of Returns
5. Let Markets Work for You
6. Apply Smart Tax Allocation Strategies
7. Avoid Market Timing
8. Manage Your Emotions
9. Invest With Purpose
What’s Included with Investment Consulting
As an integrated part of our wealth management services, Navigoe’s financial consultations create the highest probability of reaching your goals by guiding you through the process of creating an Investment Policy Statement, implementing your customized strategy and monitoring your investments over time. This service includes:
Financial consultations to develop a customized Investment Policy Statement that aligns with your financial goals
Asset allocation holistically designed around your financial plan
Asset location to maximize after-tax returns
Low-cost, low-fee institutional money management, featuring access to Dimensional Fund Advisors
Robust rebalancing with tax loss harvesting
Consolidated portfolio statements across all your accounts to show performance, allocation and tax information
State-of-the-art web portal and mobile app, providing up-to-date portfolio information across all investment accounts and individual securities
Full integration with your financial plan
Cash flow creation and income sequencing
Other Services
COMPREHENSIVE WEALTH MANAGEMENT
Live the best life possible by collaborating with us to design a strategy, implement those plans and monitor your progress.
TAX
PLANNING
Develop an integrated tax strategy to minimize taxes over your lifetime and beyond.
ESTATE
PLANNING
Work with a partner who can help develop an estate plan that represents your financial legacy and continues your financial plan.
Take the Next Step in Your Financial Journey
Get in touch to tell us more about your plans and see if we are the right co-captain for you.