In 2017, Congress passed the Tax Cuts and Jobs Act, which contained major changes to the U.S. tax code affecting taxpayers who make charitable contributions. Because the law almost doubled the standard deduction and capped property tax deductions, consequently fewer individuals will itemize deductions, including charitable contributions. However, retirees who are taking distributions from their…
Contrary to popular belief, tax policy doesn’t just apply to affluent, older taxpayers. Everyone, regardless of age, will be affected by Congress’ proposed tax changes in the Tax Cuts and Jobs Act of 2017. While articles and blogs tend to focus on the implications for wealthy baby boomers, this blog post will objectively highlight the…
Social Security has long been considered one leg of the “three-legged stool” of retirement planning. The other two being employer pensions and personal savings. However, employer pensions are quickly vanishing, and personal savings rates generally remain far too low to make up the difference. Of course, this amplifies the importance of Social Security as part…
Choosing a financial advisor can be a confusing and overwhelming, perhaps even intimidating process. The right advisor will serve as a partner to you and your family in keeping you on course to achieve your financial goals. The wrong one, on the other hand, could prove costly in time, money and robbing you of financial…
Congratulations to Navigoe Financial Navigator, Kathleen Boyd for winning the Financial Planning Association Diversity Scholarship to for the 2017 FPA Annual Conference. The Financial Planning Association (FPA) is the largest membership organization of Certified Financial Planner™ (CFP®) professionals. The Diversity Scholarship is a merit based scholarship program that is awarded to a financial planning professional…
Equifax, one of the three major credit report bureaus that reviews, reports, and maintains consumer credit files, recently announced that it had discovered a breach in its computer systems. Consequently, personal data (primarily names, Social Security numbers, birth dates, addresses, driver’s license numbers, and credit card numbers) for approximately 140 million people in the U.S….
Navigoe Partner and Director of Wealth Management, Eric Toya, was recently named on the INVESTOPEDIA 100 list of most influential financial advisors. Investopedia, a leading online source of financial information and services, announced the inaugural INVESTOPEDIA 100, a ranking of influential advisors based on the presence and impact of advisors across social media platforms and…
Seldom do I take the time to respond to articles where I have a different opinion. I could waste most of my time everyday if I tried. However, as my company is about to host an investment presentation where we talk about the “DFA Advantage,” I felt that a reply to this particular article was…
Whenever people refer to the “market,” I’m reminded of the line from “The Princess Bride”: “You keep using that word. I do not think it means what you think it means.” It’s not just a question of semantics. An overly narrow view of what constitutes the market could lead to less than optimal investing and…
Tomorrow, October 29, 2016, the sixth annual Los Angeles Financial Planning Day will be held at the Downtown Los Angeles Public Library. Financial Planning Days are among the largest nationwide financial education and pro-bono events in the country. The aim is to provide free, no strings attached financial counsel and education to thousands of individuals…
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